Terms of service

Draft of 9 November 2026.

These terms are between you and the organization that operates earth.heartbank.net, which will be named in the final version. By opening your record here, you agree to them.

What this service is

This service keeps a private record of thanks given on HeartBank® apps and timestamps a fingerprint of each to a public ledger. You can open and download your own record.

HeartBank® is a planetary data bank of gratitude. It is not a chartered bank or financial institution; it does not provide banking services, hold deposits, or extend credit. Nothing is paid here: this service keeps a record of thanks and moves no money. Financial services are not provided by HeartBank.

Kiitos and Kiitti

Kiitos is a thank between two people. Kiitti is care for a thing, a plant or an animal.

• They have no cash value. They cannot be bought, sold, traded, transferred, redeemed or exchanged for money, goods or time.
• They are a record, not property. You have no ownership claim on a balance or a color.
• Every season has one published rule, which sets how much each entry counts. The rule is fixed for the season, and its fingerprint is in the public ledger before the season opens.
• On 7 January every balance restarts from zero. Your entries stay.
• An app may tell you only whether a thank was recorded. This service does not give a reason when one is not.

Your record

Your record is yours to open and download. The file holds what you need to check your entries yourself, even if this service stops. Keep it private: it proves your side of each entry.

A log-in needs a passkey. You are responsible for your own device and passkey.

What a record does and does not show

A timestamp proves when an entry was made. It does not prove that the thank was sincere, that the event happened as described, or that an account belongs to one human being. Please do not present a record as proof of more than that.

This service does not claim to be decentralized: anyone can verify the public log, and one service writes it. If an entry is refused, no public proof shows that.

Fair use

Do not stage, script or automate thanks, try to read or disturb another person's record, attack the service, or use it to harass anyone. We may stop accepting entries from an account or app that does.

Availability

We aim to keep this service running, and we do not promise it will be uninterrupted or last forever. That is why you can download your record.

Still to be settled

Warranties, limits on liability, which law applies, and how disputes are handled will be set out in the final version.

Changes

We will post changes here with a new date. A change to a season's rule takes effect only at the next season.

Contact: miss.aquarius@heartbank.ceo